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Been There !!!     Seen It !!!   Done That

The Only Chartered Accountants Led Entity with on-field practical experience of Underwriting, Claims, Risk Controls, Processes, Medical Networking, Investigations, Reinsurance, Operations, Sales, Systems and Audits.

The Pro-Risk Team is well equipped to understand Medical & Financial Underwriting, deep interpretation of Profile Risk Underwriting, AML Guidelines, Process Designing and Controls, Financial Controls, Process Compliance & Governance, MIS & Analytics, In-depth Claims Assessment Understanding and UW-Claims Mapping, Risk Management, Insurance Systems understanding etc. which helps us deliver great value added output in whatever we do.

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Bachelor of Science (Chemistry), Chartered Accountant (A.C.A.)

Founder Director & C.E.O.

  • A Chartered Accountant with knowledge and on-field experience of Sales to Claims of Life Insurance Business of around 21 years in addition to over 4 years of audit and internal controls experience in various industries

  • Founder of various Indian Insurance Associations (AIU, AiCM, ICLAM) & Core Committee Member of various Industry Bodies

  • Has been associated with various Technology & Analytics Service Providers in the BFSI space

  • Associated with various Educational Institutes, specifically in the domain of insurance

  • Associate - Risk Management Association of India

  • Industry Spokesperson, Leader & Entrepreneur

  • Resident Editor – Insurance Times

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Bachelor of Commerce, Chartered Accountant (A.C.A.)

Founder Director & Head - Finance & Overseas Business

  • A Chartered Accountant with around 20 years of Banking, Insurance, Hospitality & Travel Industry Experience​

  • Leads Insurance Process Controls,  Audits, Outsourcing Services, Overseas Business and Finance & Entire Back Office of Pro-Risk Group

  • Expertise in Processes, Operations, MIS, Risk Management & Controls

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Non-Executive Director

Head Technology Solutions

  • Over 25 years of insurance and Insurance Technology experience

  • Rich background of creating technology solutions for the Life Insurance Industry

  • After having worked in organisations like LIC & SBI Life,   Ram created Hansa Solutions

  • His brain-child “RENOVA” – the Reinsurance Solution for the Life Insurance Industry, is a successful Reinsurance Application Software, very widely used by most Life Insurers in India and also by a few  overseas​

  • Created a one stop Life Insurance Application "I-One" with all modules of Life Insurance Core Business Solutions & Workflow in it

  • His organisation "Hansa Solutions" Powers the UW and Claims Technology Solutions of this Company with unique UW & Claims Rules engine



BHMS and PG Diploma in Hospital Management & Health Care (PGDHM&HC)

Head - Underwriting & Claims

  • A Doctor by profession backed with Hospital Management studies with clinical practice experience

  • Has over 15 years of hard core Underwriting and Claims experience in the Life Insurance industry. 

  • As a core Pro-Risk member, she has been the Pillar Stone for past over 4 years, leading our UW & Claims verticals.

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Chief Values Officer & Operations Head

  • Shekhar Iyer is a Retired Senior Leader from Kotak Group with around 4 decades of BFSI experience

  • He holds a special place in the success story of Kotak Group, being among the initial handful employees and having worked very closely with Mr. Uday Kotak in the initial days of building Kotak Group​​​

  • Has expertise in Creating, Designing and Managing Pan-India Branch Operations with an adequate balance of business support and risk controls within overall ambit of compliance

  • Has a rich & successful experience of Large Pan-India People Management, Mentoring and managing Operations 

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Chief Executive Officer, Health Atmos 

Exclusive Partner with Pro-Risk for Medical Networking & Wellness Services

  • Over 16 years of global Healthcare experience

  • Headed International Business of Wockhardt Hospitals in earlier days

  • Leo started his entrepreneurial journey by starting a Medical Tourism company

  • Leo not only helped build medical capacity in Southern Africa, but he also took Indian brands to international soil and ensured value add for all

  • Currently as a Founder & CEO of Health Atmosphere, Leo alongwith his team is trying to make healthcare access a smoother path across the globe

  • With an aim to serve in 150 countries, Health Atmosphere will be a One-Point solution for all B2B healthcare needs

  • Having partnered with "Pro-Risk", Health Atmos and Pro-Risk jointly intend to take medical examinations  process & quality in the insurance industry to a next level

  • This association would also create balanced corporate wellness and travel assistance programs.

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FIA, FIAI, B. Tech. (ICT)

The Actuarial Brain of Pro-Risk

  • A Computer Science Engineer turned Actuary with over 15 years of experience with a strong focus in Life & Health Insurance

  • Having  worked with stakeholders across the globe in various capacities, Sumit specializes in risk modelling and analysis 

  • Experience of working with insurer as well as a global Reinsurer

  • Experience of working on various pricing / reserving models for all major product lines in Life & Health across the globe and with various stakeholder experience

  • Been a Reviewer with experience of auditing models and processes


  • Sumit is associated with Pro-Risk for any type of Actuarial advice or support